Protecting Your Interests in Commercial Lending Transactions
RDM’s commercial lending lawyers have extensive experience acting for lenders and borrowers in a wide range of financing transactions, from residential mortgages and agricultural financing to complex commercial lending and real estate development projects.
We act for chartered banks, credit unions, mortgage investment corporations, private lenders, developers, and business owners throughout British Columbia. We also assist clients with commercial lending and real estate transactions in Alberta, including through our Calgary office. Members of our team are called to the bar in both British Columbia and Alberta, allowing us to provide seamless legal support for transactions that span provincial boundaries.
Our lawyers regularly advise on loan structures, risk management, and security arrangements, preparing and reviewing the documentation necessary to protect our clients’ interests while helping transactions move forward efficiently. We understand both the technical requirements of secured lending and the importance of maintaining productive business relationships between lenders and borrowers.
Commercial lending transactions are often time-sensitive. Our approach emphasizes responsiveness, practical advice, and efficient problem solving. We focus not only on identifying risks, but also on finding workable solutions that allow transactions to proceed while appropriately protecting our clients’ interests.
SERVICES
Financing Transactions
- Residential mortgages
- Commercial mortgages
- Construction financing
- Development financing
- Agricultural financing
- Commercial borrowing and lending transactions
- Private lending transactions
Security and Risk Management
- Security structures and security packages
- Personal Property Security Act (PPSA) registrations
- General Security Agreements
- Guarantees and indemnities
- Priority and intercreditor arrangements
- Risk management and security review
Lending Documentation
- Commitment letters
- Loan agreements
- Mortgage documentation
- Security agreements
- Promissory notes
- Corporate borrowing resolutions
- Related financing and security documentation
Speak With a Member of Our Commercial Lending Team
Whether you are a lender seeking to protect your security position or a borrower navigating a financing transaction, our team can help structure and document the transaction efficiently while protecting your legal and business interests.
Legal Insights Blog
PARTNER PROFILE: ROB KUYEK, B.A., LL.B
Rob has always known that he wanted to be a lawyer. Well, at least since he was in the tenth grade. The idea of being his own employer was an attractive aspect of the job. Now, with 30 years in the profession he enjoys meeting and working with people on a daily basis and the challenging work he gets to do. However, Rob’s favourite part of the job is the client interaction.
NAVIGATING THE BUSINESS LOAN APPLICATION PROCESS
You seem to be the victim of your own success. Business is booming but the company needs to obtain new credit facilities or increase its existing one to finance the operations and provide for future growth. How do you go about obtaining a business loan, and what type of security will the lender ask for?
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Looking for advice? Not sure where to start? Contact us and we’ll get back to you within 24 hours.
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