YOUR GUIDE AT THE SCENE OF THE ACCIDENTJan 29 2015
While living in the Fraser Valley typically means we don’t deal with the snowy conditions that other parts of the province endure, winter can still make driving challenging. Shorter days mean more nighttime driving and lower temperatures can turn all of that rain into a skating rink quite quickly! When an accident does happen, we want you to be prepared to deal with it. Remember these three words to help stay prepared while driving this season: REDUCE, RECORD, RESPOND.
REDUCE the risk of an accident.
Safe driving is your first defense in avoiding an accident.
Slow down. Speed is a major factor in many motor vehicle accidents. Give yourself extra time to get to your destination, brake early, and leave adequate room between you and the car in front of you.
Plan ahead. Know the hotspots for accidents in your area. Check our list of high risk accident areas in Abbotsford, and try to avoid these intersections when possible.
Stay in. If you don’t have to travel out in bad weather, don’t. Brew some tea and stay warm.
RECORD as much information as possible.
Accidents can be chaotic experiences. Keep a notepad in your car to record the following:
1. Vehicle and driver(s) information (full name, license plate, home address, phone number)
2. Insurance information of all drivers involved in the collision (company name and policy number)
3. How the accident occurred (draw a diagram)
4. Take pictures of the scene, your vehicle, and the other vehicles involved.
RESPOND to ensure you’re covered.
After the accident, be sure to follow up with these important steps:
1. Report the accident to ICBC within 24 hours. See our step-by-step guide to submitting a claim with ICBC.
2. Seek appropriate legal action if you have been injured in an accident that is not your fault. Often ICBC’s first settlement offer may not include everything you’re entitled to. See our ICBC Claims Guide for helpful tips when seeking legal representation.